A short guide to helping you get the most from your savings

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We all have things we hope and dream of achieving in the future. Whatever they are, you’re going to want to be comfortable enough financially to achieve them.
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If you have a pension, an ISA or a General Investment Account which is known as a GIA, then you’ve made a great start. You’re already on your way to saving towards those future plans. But it’s vital that you keep investing in them so that when the time comes, you’re able to achieve your goals.
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At Aegon, our dashboard makes it easy for you and your intermediary if you have one.
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You can set up regular savings, for example, setting up a direct debit. Or if you want to pay a lump sum in, you can make a one-off payment. You can choose to top up your savings through your dashboard. Making investment decisions can be tricky so you should get some financial advice or guidance.
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On top of this you can consolidate your investments and manage everything in one easy to use place. But don’t forget that consolidation isn’t right for everyone. And there are lots of things to consider before you start the process.
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The key to saving is keeping an eye on your money to make sure it’s growing as you’d expected. Don't forget that you need to consider that there are charges for some investments and the value of an investment can rise and fall, so checking your dashboard will help you react quickly should your investments not grow as hoped.
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Before you make any decisions, make sure you and your intermediary, if you have one, are comfortable with your choices, and that they’ll help you achieve your goals in the long term. If you don’t have one and you’re not sure, get some financial advice or guidance. And don’t forget, we're always here to help.

The value of an investment can fall as well as rise and isnt guaranteed and you could get back less than you invest.